ACBA-CREDIT AGRICOLE Bank is a full member of SWIFT payment and settlement system, international VISA card payment system and founding member of local ArCa card payment system. The Bank is the exclusive representative of American Express payment cards in Armenia. ACBA-CREDIT AGRICOLE BANK has been granted Principal Membership License and Merchant Acquiring Certificate from the VISA International Association. ACBA-CREDIT AGRICOLE Bank is a member of the International Confederation of Agricultural Credit (CICA) and the Union of Banks of Armenia. The Bank has 60 branches, 19 of which are in Yerevan, the rest in 10 regions of Armenia, as well as 185 ATMs throughout the Republic of Armenia.